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  1. www.promise.com.hk › why-promise關於邦民 | 香港財務公司 私人貸款首選 | 邦民日本財務 - Promise

    傳承專業知識 以客戶至上為原則. 邦民香港是日本消費者金融行業之其中最具規模之一的 SMBC Consumer Finance （下稱SMBCCF）的100%全資子公司。. 邦民香港傳承了SMBCCF在日本財務行業多年關於授信管理、債權管理、營運管理和市場管理等各方面的知識及經驗。. 邦民 ...

  2. www.promise.com.hk › loan-calculator香港私人貸款計算機 | 利息計算器 | 邦民日本財務 - Promise

    這個問題不時令人懊惱。. 因為即使了解貸款利息的計算機制及實際年利率，以一般計算機計算利息及還款時，都未必能夠計算出一個較接近實際情況的利息數字及還款額。. 邦民為您提供快捷的利息預算工具。. 使用邦民的私人貸款及利息計算機，已知實際 ...

  3. www.promise.com.hk › en › lenders-ordinanceProvisions of The Money Lenders Ordinance | Promise HK

    The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  4. www.promise.com.hk › en › contact-usContact Us | Branch Location | Promise HK

    Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

    • What Is Tax Loan?
    • Tax Loan Strategy – The Selling Points of Tax Loan in HK
    • Tax Loan Strategy – Comparison of Different Tax Loans
    • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
    • Tax Loan Strategy – Bank vs Money Lenders
    • Note 1: Approval Time
    • Note 2: Supporting Documents
    • Note 3: Repayment Period
    • Tax Loan Strategy – Promise's Low-Interest Personal Loan
    • How to Apply Tax Loan at Promise?

    Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

    在「promise.com.hk」查看更多資訊

    Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

    在「promise.com.hk」查看更多資訊

    What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

    在「promise.com.hk」查看更多資訊

    As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

    在「promise.com.hk」查看更多資訊

    Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

    在「promise.com.hk」查看更多資訊

    As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

    在「promise.com.hk」查看更多資訊

    Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

    在「promise.com.hk」查看更多資訊

    As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

    在「promise.com.hk」查看更多資訊

    Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

    在「promise.com.hk」查看更多資訊

    Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

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  6. www.promise.com.hk › en › memberMember Zone | Promise HK

    Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  7. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

    How does Promise calculate interest? What is daily interest? How can I reduce my expenditure on interest? Will I be charged any handling fees for a loan application? Do you have queries about loan application? Apply For a Loan. Eligibility Criteria and Document Requirements. Loan Approval and Fund Transfer. Revolving Loan. Repayment.