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If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.
以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免,每月還款金額為HK$5,940。. 所有示例資訊只作參考,最終批核按個別申請人之實際情況而定。. 根據放債人條例,實際年利率不超過48%。. 立即申請. 邦民免入息證明,快速審查 ...
陳先生. 54歲,自僱人士. 我一直對貸款和借錢都沒有什麼概念,但自從建立了自己家庭後,才發覺原來貸款能幫輕生活不少,並開始認識財務公司的網上借錢﹑私人貸款服務,及發現原來借錢比我想像中更方便。 我和太太一直以自僱形式工作,所以從來都沒有任何入息證明。 我從事買賣生意,而太太是室內設計師,我們雖然有固定的收入,但大部分都花費在公司開支、供樓及日常生活上。 雖然如此,我們亦未曾考慮過要向任何公司借錢。 我們一直希望子女能夠在成長階段多接觸新事物,最近女兒得到一次難得的機會可以到外國遊學,體驗外國文化及獨立生活,但礙於流動現金不足,我們始終籌集不夠港幣$50,000的外遊寄宿費,於是嘗試到各大財務公司借錢,申請短期貸款,解決現金週轉需要。
邦民私人循環貸款計劃,靈活還款額由你話事!. 透過邦民循環貸款隨時提取循環備用現金,解決突發財務需要,一經批核毋須逐次申請,瞬間過數。. 按此了解更多優惠及詳情!.
Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.
Credit Card Repayment Myths 1. Many people used credit card interest-free instalment plan, if you want to make an early repayment, do you know that you may require to pay the handling fee of the remaining period of instalment plan?
邦民低息結餘轉戶貸款計劃,助您計算出最有效率的清卡數方案,易批快捷,把貸款結餘轉入同一戶口,一次過還清所有卡數。. 結餘轉戶計劃更幫您節省利息支出,每月還款額更低。. 邦民貸款簡單易批,提早清數輕鬆晒!. 為何需要結餘轉戶貸款?. 了解貸款 ...