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  1. Many Hong Kong people may consider to start a new business for seeking new opportunities recently. However, due to the limited budget, people can build up their own business with limited funds only. If you would like to learn more about small business setup, let's take a look on this article.

  2. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  3. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  4. Technical Support. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Manage your member account by simply logging in now. The loan is transferred online instantly upon approval.

  5. This Declaration has jurisdiction over our customers and Promise (Hong Kong) Co., Limited ("Promise") using Promise Telephone System or specified way to setup direct debit authorization ("Services"). Once the Borrower requests, uses, or attempts to use the Services, he/ she will be treated as agreeing the Declaration and terms.

  6. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  7. If the size of the original document is A4 or above, please provide. An image of whole document; and. A close-up image of the top 1/3 section of the document. You are required to upload documents for online application. Find out more about how to upload copies of your ID card, debit card, or bank statement now.