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  1. Step 1: Find out about current mortgage policies. Find out current policies affecting the property market, so you can plan your budget better before buying a property. What is the maximum Loan-To-Value allowed? 1. If you do not have an existing mortgage loan, or if you plan to refinance an existing loan with no cash-out:

  2. Steps to Buying a Home. Follow these 6 steps to complete your home purchase journey. Step 5: Choose the right mortgage. Choosing the right mortgage is just as important as finding the right home. Compare the benefits of our different mortgage plans and choose the one that best suits your needs: To borrow or not to borrow?

  3. Get a mortgage up to 90% of property value with Mortgage Insurance Programme and enjoy a wider choice of properties with only a 10% down payment. Apply Now. KEY FACTS STATEMENT.

  4. 重要提示. MortgageOne®增值按揭戶口每月還款、還款年期及節省利息多少與否將視乎多項因素(包括貸款額、按揭年期及額外存款總額)而決定。. 節省之結果並不包括其他收費如存款服務月費、手續費及年費(如適用)。. 有關計算詳情,請向本行分行職員 ...

  5. 2 天前 · 最優惠利率按揭計劃. 利率穩定. 最優惠利率於近期並非經常浮動,所以每月按揭供款亦相對穩定,因此您可輕鬆掌握利息支出預算. 輕鬆掌握理財預算. 您可選擇於利率變更時改變按揭年期或還款,令您理財更有預算. 按揭存款掛鈎服務. 您可選用按揭服務連同按 ...

  6. A comprehensive range of mortgage loans to help achieve your property ownership dream. MORTGAGE CALCULATOR. Contact Us. Apply with us now! We will provide approval result in 2 weeks upon the receipt of full documents required by the Bank*.

  7. Emergency Cash Allowance. Up to HK$1,500 Emergency Cash Allowance for the purchase of essentials & necessities in the event of your home being uninhabitable due to a covered loss or damage. Option Extensions. Optional Mortgage Loan Installment Protection and Landlord Insurance for all your different needs.