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2024年3月4日 · A representative example of total cost for a loan below is for reference only: Loan amount: HK$10,000 Monthly instalment of HK$899 for 12 months. Interest rate: 1% per month Annual percentage rate: 12% Total repayment amount: HK$10,788 Warning: You ...
2024年4月29日 · 之前提到還款紀錄會影響信貸評級,所以準時交卡數或還貸款好重要,建議使用自動轉賬避免遲交錢。. 如果每次只還Min-Pay (最低還款額),都會令財務機構懷疑你嘅還款能力,影響信貸評級。. 切忌同時申請多張信用卡. 短時間內申請多張信用卡會令人覺得你需要 ...
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A representative example of total cost for a loan below is for reference only: Loan amount: HK$10,000 Monthly instalment of HK$899 for 12 months. Interest rate: 1% per month Annual percentage rate: 12% Total repayment amount: HK$10,788
A representative example of total cost for a loan below is for reference only: Loan amount: HK$10,000 Monthly instalment of HK$899 for 12 months. Interest rate: 1% per month Annual percentage rate: 12% Total repayment amount: HK$10,788 Don't pay any ...
2024年2月7日 · 樓宇按揭申請所需主要文件包括: 公司僱傭合約. 3-6個月糧單. 3-6個月銀行月結單. 稅單. 強積金紀錄. 水、電或煤住址證明. 一般情況下,樓宇按揭公司只看3個月糧單和3個月銀行過數紀錄,但某些情況下會看6個月,譬如: 支票出糧. 沒有稅單因停了工作一段時間. 佣金收入(需要計6個月平均) 以上只適用於「打工一族」,如果是自僱,需要提供審計報告和公司利得稅單。
2024年3月5日 · 住宅按揭一般提供較長的年期選擇,例如15年、20年或30年,有助於分擔每月還款壓力。. 相對地,工商廈按揭物業的按揭年期較住宅按揭短,一般最長的按揭年期為20年,使每月還款金額較高。. 按揭利率和優惠. 由於住宅按揭被視為較低風險,其利率通常相對較 ...