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  1. 1.入場費較低. 租客一般只需向業主預繳2個月租金作按金和1個月租金作上期,俗稱「兩按一上」,亦無需承擔房屋各項費用,包括維修費、保養費以及電器安裝費,變相資金儲備不必如買樓的多,入場門檻較低。 2.租期彈性高. 在「死約」過後,一般只需1個月通知即可終止租約,因此租客可按自身經濟狀況、喜好或其他因素移居心儀住所,彈性較買樓高。 3.靈活資產配置. 由於無需一筆過繳交巨額首期,租客故可將資金分散投資在不同產品身上,適合對投資具備心得的人士,靈活運用手頭上的資金。 提防陰濕位! 5大租屋注意事項. 租樓注意事項一:搵樓途徑. 市面上的租盤分為業主盤和代理盤。

  2. 邦民香港的優勢 - 值得信賴 邦民香港是日本三大的大型銀行集團之一:三井住友金融集團(SMFG)的集團成員。 作為集團的海外子公司,邦民日本財務(香港)有限公司貫徹集團的服務理念,致力提供適合的財務支援以及靈活的私人貸款方案,與客戶建立信賴關係,成為客戶理想的財務好幫手。

  3. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  4. Any doubt towards the loan application? Promise can help! Get a Personal Loan in only three steps. Apply online and get approved instantly. Learn more now! Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84

  5. 2019年3月26日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

  6. 3199 1199. 還款期最短為3個月及最長為84個月。 根據放債人條例,實際年利率不超過48%。 所有示例資訊只作參考,最終批核按個別申請人之實際情況而定: 貸款額:HK$200,000. 利率:月平息0.2% (以實際年利率4.49%計) 按36個月還款期計算,手續費全免. 每月還款金額為HK$5,940;總還款額為HK$213,840.

  7. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

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