搜尋結果
銳意尋找銀行工的朋友，相信會經常遇上合規部門職位的招聘廣告，KYC、CDD、AML更「老是常出現」。 究竟這3組英文字母分別代表甚麼呢？ 工作性質又有甚麼不同呢？
什麼是CDD（客戶盡職審查）？ CDD（客戶盡職審查）的全稱是Customer Due Diligence，指的是銀行有了解客戶的身份、資金來源、交易內容，並確認所有經手的交易皆在合法範圍內的義務。
- Establish The Identity of The Customer
- Secure The Information
- Consider Third Party CDD
- Determine If Edd Measures Are Needed
- Maintain CDD Records
Prior to beginning a business relationship, companies should establish the identity and business activities of their new potential customer, with the goal of identifying bad actors as early as possible.
Once a customer has been identified to a sufficient degree of confidence, companies should categorize their risk level. This information should be stored in a digitally secure location where it can be easily accessed for future regulatory checks.
FATF standards permit companies to engage third parties to carry out Customer Due Diligence processes on their behalf, including the verification of customer identities, beneficial ownerships, and the nature of business relationships. Third parties may also provide CDD record-keeping facilities. It is important to remember that regulatory responsib...
After establishing a customer’s risk category, companies should determine whether more intensive enhanced due diligence measures are needed. Under a risk-based approach to compliance, high risk customers should be subject to enhanced due diligence (EDD). Examples of high risk customers include politically exposed persons (PEPs) and customers that a...
CDD regulations typically include a requirement for companies to maintain records of the information they collect for at least five years. This includes copies of all identification documents (driving licenses, passports, birth certificates, etc.) and business documentation. Companies should be able to comply quickly and efficiently with requests f...
CDD requirements. AIs should ensure that design and implementation of their CDD requirements reflect both the operation and profile of these companies, the risk level as assessed by the AI concerned and any other relevant considerations.
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金融机构和其他受监管企业采用客户尽职调查 (CDD) 这一关键的“了解您的客户 (KYC)”解决方案来降低业务关系中的风险、预防金融犯罪并确保遵守监管要求。. CDD 的本质在于建立客户身份并评估与他们建立业务关系相关的风险。.
Revised: June 2023. This CDD Form is designed to provide Members with examples and practical applications showing how the CDD, including client risk assessment requirements contained in the Practice Direction P (“PDP”) and the Guideline on Anti-Money Laundering and Counter-Financing of Terrorism Ordinance (Cap. 615) (“AMLO”), may be met ...
今期《專業天地》將為從業員介紹有關執行客戶盡職審查的程序,以協助他們了解該通告的要求。. According to the relevant Practice Circular (No.18-01(CR)) issued by the EAA, licensees are required to conduct customer due diligence (“CDD”) in order to mitigate the risk of ML/TF.
