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  1. Calculate property and car park mortgage repayment amount with changeable mortgage interest rates under monthly and fortnightly plan for comparison on the mortgage loan interest saved and shortened repayment period.

  2. 全期計劃. 混合年期計劃. 按揭利率. P=5.875% - 或. P為Prime rate (最優惠利率)﹐是計算按揭利率的一個基準. 還款年期. 二按計劃 (如適用) 代理佣金. HK$ 律師費. HK$ 裝修費. HK$ 現金回贈比率. 本計數機假設買家的主要收入來自香港﹑沒有其它按揭或擔保按揭﹑購買的物業是作為自住用途。 上述計算結果只作參考用途﹐本公司並不會為該等資料的準確性﹑完整性和/或針對某特定用途的適用性作出任何保證或及陳述﹐計算詳情請參閱金管局﹑按證公司﹑稅務局及財務機構等之最新公布/批核為準‧個別實際還款情況﹐請參閱有關之條款及細則‧資料更新截至金管局最新按揭措施之修訂日期: 2024年2月28日。

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  4. Tenor. 30 Year (s) Total Interest. $3,127,904. Interest for 1st Mortgage. $3,127,904. Total Loan Amount. $4,200,000. Loan Amount for 1st Mortgage. $4,200,000. Assuming applicants have no outstanding mortgages. Property Value. With Lease. HK$ First Mortgage. Loan Amount. % or. HK$ Single Interest Rate. Combined Interest Rate. Tenor. Yrs. Mth.

  5. 恒生按揭計算機讓你以自設樓宇按揭利率計算每期供樓還款額並比較每月還款及每兩星期供款買樓按揭計劃了解每兩星期供款可節省之利息及可縮減之還款年期。 按揭計算機亦可應用於車位按揭計算。

  6. Use our mortgage calculator to find out how much you can borrow and the repayments actually cost you monthly, based on your loan amount, LTV (Loan-to-value ration), and interest rate. Want to learn more about mortgage and MoneySmart? Click here. HK$ Property Value. HK$ Loan Amount. %LTV % Years of Term. Interest Rate. Self-Defined. Bank.

  7. Results. Mortgage Expenses. Monthly repayment (1st mortgage) 1. $ 21,336.53. Monthly MIP 2. $ 1,067.36. Total Monthly Repayment. $ 22,403.89. Total Interest Payment. $ 2,395,264.6. Total Repayment. $ 8,065,399.6. DTI ratio 3. $ 44,807.78. Stress Test 3. Assumed interest rate (Raised by 3.0%) 4. 5.5%