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  1. In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

  2. Latest Offers. Member Zone. Introduce our service to your relatives/friends. From 1 July 2024 to 24 August 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer.

  3. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  4. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 24 August 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  6. Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.

  7. All you need to do is provide your HKID card and mobile number only #. Applying for a loan is now hassle-free! Additionally, Promise provides around-the-clock loan service, allowing you to enjoy online loan services late at night or on the weekends, with instant loan approval ⦿ and loan transfer ^.

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