搜尋結果
其實這是一個誤解！ 只要您有良好的信貸紀錄和評級，就能夠成功獲得私人貸款批核，順利借貸。 但您所擁有的信用卡結欠及其他私人貸款亦不是對貸款批核沒有任何影響，只因它們會反映出您的還款能力及財務習慣，所以隨時可能影響您的貸款利率或批核成功率。 留意不良的信貸紀錄. 雖然您能夠於擁有其他私人貸款的情況下申請貸款，但若於短時間內有多項貸款查詢或貸款申請紀錄，貸款機構可能會質疑您的財務狀況，令申請未能通過，有礙借貸。 另外，即使取消信用卡，逾期還款等不良的信貸紀錄仍然會於還清欠款後在信貸報告內保留長達5年，反映出您近年的財務狀況及習慣紀錄。 所以最好就是養成準時還款、找卡數等良好的財務習慣，對借貸才更有利。 多重因素影響.
邦民香港的客戶服務團隊多年來致力為不同客戶提供多元化的貸款服務，其真誠及專業的服務態度一直備受肯定，由2017至2022年連續六年獲得由香港客戶中心協會主辦的「神秘客戶評審大獎」金獎。 另外，為持續優化客戶的貸款體驗，邦民香港亦委託獨立市場研究公司為我們的貸款熱線及門市貸款服務作定期評核，結果顯示邦民香港多年來均在私人貸款市場上有高水平的客戶服務表現。 尤其是立足於著重服務質素的香港，作為一間日資貸款公司，我們相信於客戶服務上的高水平表現，更有助於提升客戶貸款的信心。 立即申請. 邦民日本財務公司的私人貸款服務方便稱心，由1992年開業至今，豐富經驗，成為深受香港人信賴的財務公司。 網上申請簡易快捷，私人貸款一批瞬間過數，立即申請！
3199 1199. 24小時會員專線. 提供不同特快即批私人貸款，靈活應付不同財務需要，助您解決現金周轉問題。 邦民的貸款服務，可網上完成申請手續，全程無需現身，立即了解更多！
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