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  1. About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere. Sustainability.

  2. Promise Information. About Promise Hong Kong. Inheriting professional knowledge and achieving customer service excellence. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.

  3. 了解詳情. 會員優惠. 邦民「友著數」會員推薦計劃. 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。 了解詳情. 邦民myPROMISE. 最新影片. 《貸款無需現身,隨時隨地轉數快過數》 Let's GO,邦民全天候應援你! 貸款全程無需. 現身 * ,仲用轉數快極速過數 ^ ,現金瞬間到手! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《邦民應援團放聲為你打氣》 Let's GO,邦民全力應援你! 無論面對任何困境,邦民沿路為你集氣打拼,成就每個my PROMISE,助你輕鬆跨越難關! 電視廣告. 《無需證明文件,現金即到手》 Let's GO,邦民全方位應援你!

  4. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.

  5. 網上申請貸款. 全程無需現身. 即時知悉初步批核結果,網上特快申請貸款無難度。 過程簡單方便,資金周轉更靈活彈性。 客戶只須提供身份證及手提電話即可網上辦理申請 # 。 靈活還款期由3個月至84個月,客戶可以隨時額外還款。 邦民的還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要的利息開支。 根據放債人條例,實際利率最高為年息百分之36。 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免,每月還款金額為HK$5,940。 所有示例資訊只作參考,最終批核按個別申請人之實際情況而定。 邦民貸款以日息計算,借幾日計幾多,減省不必要的利息支出。

  6. Apply Online Now. Cheers for the ease! Apply for a loan without supporting documents! Whether you work as a freelance or business owner , applying for a loan only requires your HKID and mobile number #, a simple solution to your cash needs.

  7. 特選會員優惠. 為感謝您一直以來的支持,邦民現賞您尊貴的特選會員優惠。 您只需於2021年12月31日或之前成功提取貸款,即可獲取高達港幣$4,000現金獎賞 。 申請貸款方法如下: 親臨任何一間 邦民分行 ; 致電24小時會員專線 3199 1111 (按「2」使用循環貸款); 登入邦民網頁的會員專區辦理循環貸款. 特選會員優惠之條款及細則︰. 特選會員須按照本條款及細則成功提取指定貸款金額,方可獲取相應之現金獎賞,如下表所示。 優惠期由2020年12月1日至2020年12月31日 (包括首尾兩天) (以下簡稱「優惠期」)。 特選會員於提取貸款日起計首30天內,須按照訂立貸款合約時編制的還款表進行還款,方可獲得此獎賞。 特選會員必須並非處於逾期欠款狀態,方可領取此現金獎賞。

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