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  1. Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

  2. What are the eligibility criteria of the Unemployment Loan? This new round of Unemployment Loan is better than before. People who have valid bank account (s) and are not subject to any bankruptcy petition or proceedings are eligible to apply.

  3. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  4. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  5. Promise’s Personal Loan Calculator calculates monthly interest repayment with the annual percentage rate as a reference, so you can customise your loan amount and repayment period. Learn more now.

  6. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Get a loan online without documents, subject to your circumstances. Apply online and get approved anytime. Learn more now!

  7. Promise is dedicated to providing flexible finance solutions for local citizens. Moreover, we add value to our loan services with popular features such as daily interest calculation and revolving loans. We also have a number of branches throughout Hong Kong, Kowloon and the New Territories.