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Document-free Loans are convenient for the people who get wages in cash because no income proof is required. Apply online and get approved instantly. Learn more now.
The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.
If you have a child, you can benefit from a child allowance by entering the number of children in the tax calculator. The child allowance applies to the first to ninth child and is set at $130,000 per child.
This maximum rate may be changed by the Legislative Council but not so as to affect existing agreements. The section does not apply to any loan made to a company which has a paid up share capital of not less than $1,000,000 or, in respect of any such loan, to any person who makes that loan.