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How does Promise calculate interest? What is daily interest? How can I reduce my expenditure on interest? Will I be charged any handling fees for a loan application? Do you have queries about loan application? Apply For a Loan. Eligibility Criteria and Document Requirements. Loan Approval and Fund Transfer. Revolving Loan. Repayment.
The interest of Promise's personal loans is calculated on daily basis, which means if you have used the loan for one day, only one day of interest is required if you want to settle your loan earlier, you only need to pay the loan interest for the number of days you have borrowed, instead of the one-month loan interest.
The cut-off time for repayment by cheques is 3 pm on each bank settlement day. If the repayment cheque is received after the cut-off time, the repayment date will be treated as the next bank settlement day.
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Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate. By simply putting in the loan amount and repayment period before loan applications, the estimated monthly repayment and interest amount can be told.
Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.
When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc.
We reserve the right of final approval. The maximum loan amount for "Freelancer" will be HK$100,000. Clear your debts now. Settle your credit card debt with an instantly transferred Debt Consolidation Loan.
