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  1. Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate. By simply putting in the loan amount and repayment period before loan applications, the estimated monthly repayment and interest amount can be told.

    • Maintain A Good Credit Rating
    • Borrow The Right Amount
    • Reduce The Monthly Repayment Amount
    • Guaranteed Repayment Ability

    The success rate of personal loan approval holds a positive correlation to your credit rating. The higher the rating, the more likely your application will be approved. Financial institutions will determine your ability to fulfill your repayment responsibility based on your credit record, thus, maintaining a good credit record is crucial to get app...

    While applying for a loan, you should opt for a reasonable amount based on your actual financial needs and repayment ability, rather than just going for the maximum. Financial institutions will have looser requirements when dealing with lower loan amounts.

    If the loan amount is large and you choose a shorter repayment period, monthly repayment amount would rise accordingly. The lender may worry your ability to repay such a large amount each month and bear a risk of not receiving the full repayment on time. Therefore, extending the repayment period to adjust for an affordable repayment amount may lowe...

    When lenders approve loans, they need to bear the risk of losing money if the borrower cannot repay. If the borrower does not own any collaterals or certifications, their repayment ability can be questioned, lessening the chance of loan approval. However, providing sufficient supporting documents to prove your repayment ability can boost lender con...

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  3. This new round of Unemployment Loan is better than before. People who have valid bank account(s) and are not subject to any bankruptcy petition or proceedings are eligible to apply. The maximum loan amount is 9 times the average monthly income of the

  4. The following table summarizes the pros and cons of IVA and DRP: However, both IVA and DRP require creditor's agreement to process. The IVA process can only start when creditors holding 75% in value of debts agree.

  5. Cheers for life! Round-the-clock instant online approval ⦿! Complete your loan online from the application to cash transfer ^. Instantly resolve your needs anytime *.

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