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  1. 01. Zero commission. Zero stress. As Hong Kongs first virtual insurer, Bowtie does not employ insurance intermediaries and offers commission-free products directly online. While customers choose their desired protection at their own pace, they also save on commission fees. 02. Instant quote. No personal data required.

    • 香港灣仔皇后大道東58-64號帝后商業中心1樓, 999-0077
  2. 2024年4月30日 · Bowtie is the first online medical insurer in Hong Kong. By providing insurance online, we are able to provide commission-free VHIS, term critical illness, term life insurance, etc. for people anytime and anywhere.

    • 香港灣仔皇后大道東58-64號帝后商業中心1樓, 999-0077
  3. 2023年5月30日 · Through the use of modern technology and medical expertise, Bowtie offers an agent-free, commission-free and more convenient online platform for customers to quote, apply and claim for Voluntary Health Insurance Scheme (VHIS) anytime anywhere.

  4. 2019年3月21日 · VHIS Standard Plan has an annual benefit limit of HK$420,000 and no lifetime benefit limit. Most medical insurance plans on the market do not cover pre-existing conditions, but VHIS covers pre-existing conditions starting from the second policy year. VHIS covers 70% of outpatient expenses for prescribed diagnostic imaging tests such as CT, MRI ...

    • (151)
    • Bowtie
    • 香港灣仔皇后大道東58-64號帝后商業中心1樓, 999-0077
  5. The Voluntary Health Insurance Scheme will pay for eligible expenses based on the following waiting period and medical benefit rates: 1. No benefit in the first policy year; 2. 25% of the benefit limit in the second policy year; 3. 50% of the benefit limit in the third policy year; 4. Full benefit is payable from the fourth policy year and onwards.

    • (150)
    • Bowtie
    • 香港灣仔皇后大道東58-64號帝后商業中心1樓, 999-0077
  6. 2023年4月30日 · Bowtie 自願醫保系列免費升級. [所有計劃適用] 推出 全新「無索償獎賞 」計劃,讓自願醫保客戶賺取相等於每月保費 8% BowtieCash 以抵消未來醫療開支!. [靈活計劃及 Bowtie Pink 適用] 調整「未知的已有疾病」等候期至保單生效日後首 180 日:於保單生效日後的第 181 ...

  7. 2023年6月26日 · 100%. Loss of both limbs or permanent and complete loss of their function. 100%. Loss of one limb or permanent and complete loss of its function. 100%. Loss of speech and hearing. 100%. Permanent and incurable mental illness. Permanent and complete deafness.

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