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If you want to receive the full amount of the loan you apply for, you need to know about the difference between licensed money lenders and financial intermediaries, and how to avoid the traps you can fall in to. What are financial intermediaries?
By following the 4 tips below, you can drastically increase your chance of get loan approval. 1. Maintain a good credit rating. The success rate of personal loan approval holds a positive correlation to your credit rating. The higher the rating, the more likely your application will be approved.
Many people apply credit card to pay tax, tuition fees, or for other large purchases. Banks therefore offer various rewards, gifts, or miles to attract people applying credit cards. However, people may easily overlook related T&Cs and cause loss.
When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!
Credit Card Repayment Myths 1. Many people used credit card interest-free instalment plan, if you want to make an early repayment, do you know that you may require to pay the handling fee of the remaining period of instalment plan?
8 Common Reasons for Applying for a Personal Loan. As more "online instant approval loans", "no-income verification loans" and "small loans" are introduced, people are now more willing than ever to get a personal loan to help ease their financial burden.
4 Steps for Card Debt Consolidation. Step 1 - Clarify the total amount of card debts. If you have multiple credit cards, understanding the number of credit card accounts in debt and the total amount of card debts could help to find out the most suitable method for repayment. Step 2 - Understand the need for debt consolidation.
