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  1. Let's take a look at the tips below. You may consider to start a new business in a new industry. For example, owning a business in an industry which is not related to your previous job, which may help you to stay away from comfort zone and explore further possibility.

  2. Use Promise's loan calculator to calculate the repayment amount and repayment period of a personal loan for your reference, and see the cost of your loan clearly at a glance.

  3. Let's take a look at the differences between Promise's revolving loan and typical personal loans. Find out what they entail before you borrow so you may choose the right loan product for you. Your Loan, Your Call

  4. Many people apply for multiple credit cards in order to get discounts on different consumption, such as movie tickets, concert tickets, hotel buffets, etc. You may even forget to repay the amount owed because you have too many credit cards, resulting in additional late charges.

  5. Apply Now. The self-employed persons can apply for a Self-employed Personal Loan because no income proof is needed. Apply online and get approved instantly. Learn more now.

  6. Important Information. Do not disclose your password to anyone (including Promise staff and the police). Our Company does not directly promote loan products to individuals, require customers to repay loans or request personal information through WhatsApp, WeChat or Facebook. Please click here to know the details. Relevant terms and conditions.

  7. 1. Pay additional credit card interests and handling fees. When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty.

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