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  1. www.promise.com.hk › en › lenders-ordinanceProvisions of The Money Lenders Ordinance | Promise HK

    IN OR ATTACHED TO A NOTE OR MEMORANDUM OF A LOAN AGREEMENT. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully.

  2. www.promise.com.hk › knowledge-on-personal-loan › property租樓注意！5大租屋注意事項｜租樓佣金+額外花費全攻略

    1.入場費較低. 租客一般只需向業主預繳2個月租金作按金和1個月租金作上期，俗稱「兩按一上」，亦無需承擔房屋各項費用，包括維修費、保養費以及電器安裝費，變相資金儲備不必如買樓的多，入場門檻較低。 2.租期彈性高. 在「死約」過後，一般只需1個月通知即可終止租約，因此租客可按自身經濟狀況、喜好或其他因素移居心儀住所，彈性較買樓高。 3.靈活資產配置. 由於無需一筆過繳交巨額首期，租客故可將資金分散投資在不同產品身上，適合對投資具備心得的人士，靈活運用手頭上的資金。 提防陰濕位！ 5大租屋注意事項. 租樓注意事項一：搵樓途徑. 市面上的租盤分為業主盤和代理盤。

  3. www.promise.com.hk › en › knowledge-on-personal-loanIVA or bankruptcy? Promise offers you another way out ...

    IVA. DRP. Pros. Compared to bankruptcy: Less impact on personal reputation. Lower interest rate, thus reducing debt burden. Applicants can keep bank accounts. Applicants can keep their management jobs, existing properties and insurance plans, etc. No need to go through legal procedures, thus saving time and money.

  4. www.promise.com.hk › en › knowledge-on-personal-loanBe Aware of when Choosing a Money Lender | Promise HK

    • What Are Financial Intermediaries?
    • The Common Tricks of Unscrupulous Financial Intermediaries
    • Be Cautious to Avoid Being Scammed

    Financial intermediaries are not real financial institutions, but third-party institutions acting as agents who help people to apply for lower interest rate loans in exchange for the handling fee from financial institutions. Unscrupulous financial intermediaries charge the applicants steep handling fees with the excuse of offering financial assessm...

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    Unscrupulous financial intermediaries collect personal data from illegal means and phone scam their targets. Here are a few common tricks they use: 1. Claim they can help to apply for loans with a low interest rate and low criterion, with the promise of "no charge without result". This method lures people with financial difficulties into borrowing ...

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    The safest way to not fall prey to unscrupulous financial intermediaries is borrowing money from licensed money lenders with good credibility, such as Promise. Financial institutions with a money lender's license number are regulated by the government, which protects the consumers. The personal loan plans of Promise offer annual percentage rates as...

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  5. www.promise.com.hk › why-promise關於邦民 | 香港財務公司 私人貸款首選 | 邦民日本財務 - Promise

    邦民香港的優勢 - 值得信賴 邦民香港是日本三大的大型銀行集團之一：三井住友金融集團（SMFG）的集團成員。 作為集團的海外子公司，邦民日本財務（香港）有限公司貫徹集團的服務理念，致力提供適合的財務支援以及靈活的私人貸款方案，與客戶建立信賴關係，成為客戶理想的財務好幫手。

  6. www.promise.com.hk › en › contact-usContact Us | Branch Location | Promise HK

    Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  7. www.promise.com.hk › en › knowledge-on-personal-loanReason of Applying for Loans | Loan Products Comparison | ...

    4. Paying Tax. Those who often overspend or live from paycheck to paycheck, might find themselves fell short when it comes to tax season. Compared to paying taxes with credit cards, interest rate of tax loans would be lower, which make applying for a tax loan a popular option during the tax season. 5.