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Generally speaking, your first down-payment is 30% of the property value, with the balance of 70% to be settled by bank loan. If you want to pay less for down-payment, you can apply to the mortgage insurance company for a 90% mortgage loan guarantee.
Choose The Right Mortgage Plan - Bank of China (Hong Kong) Limited
Offer an array of mortgage solutions to help realise your homebuying dream, whether it's a private property, government housing, village house, first-time property, flat-for-flat, an additional flat, or property top-up for liquidity.
Simple Application Step. Reminder: To borrow or not to borrow? Borrow only if you can repay! Terms and Conditions: The repayment tenor and possible interest saved for "All-You-Want" Mortgage Scheme will vary with mortgage loan amount, loan tenor, total extra deposits and the like.
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選擇合適的按揭計劃 | 中國銀行(香港)有限公司 - Bank of China (Hong Kong) Limited
Free Property Valuation. The terms & conditions of the services delivered through this channel will be provided exclusively in electronic format. For enquiries please contact Online Chat. Terms and Conditions for Use of Instant Property Valuation.
