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  1. 邦民資訊. 關於邦民香港. 傳承專業知識 以客戶至上為原則. 邦民香港是日本消費者金融行業之其中最具規模之一的 SMBC Consumer Finance (下稱SMBCCF)的100%全資子公司。 邦民香港傳承了SMBCCF在日本財務行業多年關於授信管理、債權管理、營運管理和市場管理等各方面的知識及經驗。 邦民日本財務(香港)有限公司自1992年開始營業至今,於香港私人財務公司市場發展多年,為廣大市民提供方便稱心的貸款服務,同時公司亦重視員工的培訓,並致力拓展多元化的貸款業務網絡,為香港市民提供靈活的私人貸款方案,解決現金周轉需要。

  2. About Promise Hong Kong. Inheriting professional knowledge and achieving customer service excellence. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.

  3. 4種低成本創業途徑. 低成本創業方法1:網路行銷諮詢. 利用您的數碼行銷技能,為其他企業提供線上廣告、社群媒體管理和搜尋引擎優化服務。 低成本創業方法2:自製手工藝品. 如果您擅長製作手工藝品,可以在市場上銷售自己製作的產品,例如飾物、皮革製品或裝飾品。 低成本創業方法3:家庭託管服務. 提供兒童託管、寵物照顧或家務服務,滿足當地社區的需求,讓您以最低成本創業。 低成本創業方法4:線上教育. 製作和銷售線上課程,分享您的專業知識,如烹飪、音樂或外語教學。 創業經費預算. 現時創業成本已經不像以往那麼高,而且上述亦提到不少低成本創業方法。 雖然現時創業的啟動資金要求較低,但仍然需要穩定的資金來源,因此需確保事先計劃好以下各方面的支出。 生活費用.

  4. About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere. Sustainability.

  5. 2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

    • Repayment Period
    • Interest Rate
    • Fee
    • Application Documents
    • Reward Program

    The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

    When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

    Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

    It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

    To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

  6. Want to find out the interest and cost of loans, but find it complicated to calculate the APR yourself? Use Promise's loan calculator to calculate the repayment amount and repayment period of a personal loan for your reference, and see the cost of your loan clearly at a glance.

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