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  1. 定期存款利率2024!哪間銀行港元定存利息高?雖然巿場續漸步入減息週期,但有不少銀行的港元定存利率仍然高達4%,以高息定存吸引新客戶。MoneyHero為大家比較各大銀行的定期存款利率及優惠,包括恒生、滙豐、中銀、花旗及ZA Bank等,教大家如何在「平民保本法」用港元定期存款賺得最多!

  2. Time Deposit Rates and offer: Best HKD Time Deposit Interest Rates. Time deposits are considered as stable and safe investments as they give depositors regular and guaranteed returns - suitable for investors who prefer low returns with known risks.

  3. Enjoy high interest returns by setting up Time Deposit with opening balance as low as HKD10,000. Set up online with new funds to enjoy preferential interest rates!

  4. Time Deposits. Preferential New Fund Time Deposit Offers. HKD Preferential New Fund Time Deposit rates: Enjoy up to 3.6% p.a. USD Preferential New Fund Time Deposit rates: Enjoy up to 4.0% p.a. Terms and Conditions apply. The above interest rates are indicative as of 14 May 2024 and are for reference only.

  5. Time Deposit & Savings Deposit Interest Rates. Online exclusive offer: Deposit new funds in USD / GBP / NZD to enjoy 1-month time deposit rate up to 5% p.a., or CAD / AUD for up to 4.5% p.a. / 4.0% p.a. respectively. Interest rate is indicative as of 7 Mar 2024, for reference only. Foreign exchange involves exchange rate risk.

  6. Bank. Promotions. Online Time Deposit Offer. Enjoy preferential interest rates up to 4.60% p.a. Online Time Deposit Offer. Let’s get ready for your perfect vacation! Exchange designated currencies and enjoy 1-week time deposit interest rate up to 11.00% p.a.

  7. Personal Banking Customers who place a 3-month, 6-month or 12-month "New Fund Preferential Time Deposit" with “Eligible New Fund Balance”* of HKD10,000 / USD1,000 / RMB10,000 or above via Internet Banking or Mobile Banking, can enjoy preferential annual interest rates as follows:

  8. New Fund Time Deposit Offer. Place a Time Deposit with designated amount of Eligible New Fund Balance1 via Online Banking (including Hang Seng Personal e-Banking 2 and Hang Seng Mobile App 2 ), Phone Banking 3 or any branch within transaction time to enjoy the preferential interest rate.

  9. Latest Promotion. Personal Banking Customers who set up 1-month/2-month/3-month/6-month/12-month Time Deposit in HKD/USD/CNY/AUD/CAD/NZD/GBP/EUR through internet banking or mobile banking on Monday to Friday (except Hong Kong Public Holidays) during the Office Hours from 8am to 8pm HK Time can enjoy Preferential Interest Rate p.a. as follows:

  10. Interest available before maturity. Interest is automatically credited to your designated account on a monthly basis, unlike regular fixed deposits. Minimum and maximum deposit amount per transaction of HK$50,000 and HK$5 million respectively. Choose from deposit tenures of 3 months, 6 months and 1 year.

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