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  1. Higher interest rate will be offered if your deposit is higher than HKD500,000.00. Foreign Currency Time Deposit • Choose from a wide range of foreign currencies and deposit periods. • Automatic renewal service available for your convenience.

  2. The preferential interest rate is a one-off privilege for each time deposit and subsequent renewals of the time deposit will be subject to the branch board rate as quoted by the Bank from time to time. The above interest rates are for reference only.

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  4. Deposit Rates. Note: The aforementioned savings deposit rates are applicable to personal customers only. For savings deposit rates applicable to non-personal customers such as corporates, please click here. Information last updated at HK Time: 2024/06/05 10:00:02. Board Rate: Reference deposit rates displayed at branch.

    Deposit Amount
    Below 100,000
    100,000 To 499,999
    500,000 Or Above
    1 Day
    0.87500%
    0.87500%
    0.87500%
    7 Days
    0.87500%
    0.87500%
    0.87500%
    14 Days
    0.87500%
    0.87500%
    0.87500%
    1 Month
    0.87500%
    0.87500%
    0.87500%
  5. If we exercise our discretion to allow uplift of time deposit before maturity, no interest will be payable and the customer must pay charges calculated based on the following formulae (whichever is higher) subject to a minimum of HKD200.00:

  6. 中銀香港全新推出靈活高息定期存款,與一般定期存款不同,為特選客戶提供特優定期存款利率,亦讓您可於到期日前隨時提款,靈活方便。 於推廣期內,特選客戶透過中國銀行( 香港) 有限公司( 「中銀香港」) 網上銀行或手機銀行以「合資格新資金結餘」開立3個月的靈活高息定期存款,可享特優年利率如下: 請即行動!早日實現財富增值目標! 推廣期:由即日起至2024 年6 月29 日( 名額有限,額滿即止) 個人客戶熱線:(852)3988 2388 www.bochk.com. 推廣優惠條款及細則: 本優惠推廣期為2024 年3 月28 日至2024 年6 月29 日,包括首尾兩天( 「推廣期」)。

  7. Selected customers who place 6-month “Selected Customer Preferential Time Deposit” with “Eligible New Fund Balance” of HK$500,000 or above via Internet Banking or Mobile Banking of Bank of China (Hong Kong) Limited (“BOCHK”), can enjoy the following preferential deposit interest rates (p.a.):

  8. 中銀香港全新推出靈活高息定期存款,與一般定期存款不同,為個人客戶提供特優定期存款利率,亦讓您可於到期日前隨時提款,靈活方便。 1. 特優存款利率1-5. 已選用綜合理財服務的個人銀行客戶只需以「合資格新資金結餘」開立6個月的外幣靈活高息定期存款,可享特優年利率如下: 2. 兌換優惠6. 已選用綜合理財服務的個人銀行客戶以電匯價將港幣兌換為指定外幣並同時開立上述定期存款,可享兌換優惠如下: 請即行動!早日實現財富增值目標! 推廣期:由2024 年3 月28 日至2024 年6 月29 日( 名額有限,額滿即止) 個人客戶熱線:(852)3988 2388. www.bochk.com. 推廣優惠條款及細則: