雅虎香港 搜尋

登入

搜尋結果

      • Do a budget to work out your monthly spending, savings and borrowings and check how much you can afford repayments Allow for expenses for unexpected events eg losing a job, floating rate loan and emergencies Only borrow what you need and what you can comfortably repay.
      www.ifec.org.hk/web/en/moneyessentials/debts-and-borrowing/before-you-borrow.page

      Responsible borrowing - The Chin Family

  2. 其他人也問了

  3. www.ifec.org.hk › web › enTo borrow or not to borrow? There are three criteria to consider

    2020年6月23日 · It is harmful to borrow money to wager on an uncertain outcome, especially when you cannot afford to lose. 2. Definitely do not borrow if you cannot afford to repay. Before you borrow, use the Borrowing and Debt Calculator to work out the monthly repayment amount, loan term and cost of borrowing.

  4. www.ifec.org.hk › web › enDebt and borrowing

    While you can use this available credit to fund parts of your life goals, borrowing can become habitual, resulting in a worsening debt situation. You should think twice before borrowing money. Work out whether you really need credit and consider if you can repay the loans. After taking out the loans, we need to manage the debt responsibly and ...

  5. 影片

    查看全部

  6. www.ifec.org.hk › web › enResponsible borrowing - The Chin Family

    If you borrow money, you have to pay interest. Money that goes towards interest payments can't be used for other purposes, such as paying down your mortgage or meeting other obligations. Your credit score can suffer if you can't pay your bills.

  7. personalexcellence.co › blog › people-borrow-moneyHow To Deal With Friends/Relatives Who Borrow Money

    • My Personal Experience Loaning Money
    • How to Deal with Friends Borrowing Money
    • Side Advice: Don’T Butt Yourself in The Person’S Life and Financial Habits
    • What If Someone Doesn’T Repay You in time?
    • What If The Person “Ran” away?
    • For Those of You Who Have Borrowed Money
    • Endnote

    In my case, my friend needed money for a personal emergency as well. Given that he was a good friend and I’m not one to leave friends in the lurch, I agreed to loan him the money—not once, but a few times. However, despite the seeming emergency which was a big reason why I even agreed to loan the money in the first place, I later realized that he w...

    在「personalexcellence.co」查看更多資訊

    I share this to let you know that money matters can often change the dynamics of a relationship—friendships included. While I did get my money back, I know people who have loaned money to others, close friends/relatives in fact, who never got the money thereafter. Some folks even disappeared off the face of the earth after receiving the money. Here...

    在「personalexcellence.co」查看更多資訊

    This is something I have learned from my experience loaning money. It’s easy to want to judge the person’s financial practices and expenditures after loaning him/her the money because technically, some of the money in his/her possession is yours. However, it is not your place to judge them, because that’s the person’s choiceand way of life. Your jo...

    在「personalexcellence.co」查看更多資訊

    If the person doesn’t repay you duly, then confront him/her about the repayment and hold him/her accountable to what he/she borrowed. However, don’t drag his/her financial habits and personal expenditures into the picture. Give him/her a chance to sort things out on his/her own, in his/her space. If it’s evident that the person has poor money manag...

    在「personalexcellence.co」查看更多資訊

    If the person scooted with your money, then… I’m sorry for your predicament. And seriously, shame on him/her. Don’t feel bad for lending the money to him/her, because you did it out of goodwill. It’s his/her folly and dishonor for running away with your money like that and betraying your trust in him/her. Do think about the lessons you can learn fr...

    在「personalexcellence.co」查看更多資訊

    For those of you who are borrowing or have borrowed money from others, repay them in a timely manner. In fact, repay them as early as you can, rather than only on the agreed upon date. Know that your friends/relatives took the leap of faith and lent you money where others probably wouldn’t, so you don’t want to let them down. Live up to their faith...

    在「personalexcellence.co」查看更多資訊

    I hope my response helped! :) Money can often change the dynamics of a relationship, especially in an Asian culture, so think carefully before lending money. Personally I would be very careful about lending money to someone with a history of bad money habits and an extravagant lifestyle, and especially someone who has shown him/herself to be unreli...

    在「personalexcellence.co」查看更多資訊

  8. moneyadvisor.co.uk › borrowing-moneyUnderstanding Borrowing Money: A Comprehensive Guide

    2024年2月5日 · In order to be eligible for borrowing money, you should meet the following criteria: Age: you should be over 18. Residency: you need to be living in the UK. Income: you should have a steady income. Bank account: you should have a bank account along with a debit card.

  9. www.capitalone.com › bank › money-managementHow To Deal With Friends Or Family Asking For Money - Capital One

    2018年11月25日 · When approached by a friend or family member looking to borrow money, ask yourself if you’re really in a position to be giving money away. If you aren’t, offer to help by providing advice and support. If you are, consider creating a contract that you can both feel

  10. www.businessinsider.com › personal-finance › how-to-borrow-moneySmart Ways to Borrow Money: a Comprehensive Guide - Business ...

    2024年2月14日 · Learn the ins and outs of borrowing money responsibly with our detailed guide. Understand loan options, interest rates, and smart borrowing strategies. Business Insider logo