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  1. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  2. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  3. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  4. How Promise protects you online. Promise (Hong Kong) Co., Limited ("Promise") ensures your online transactions are safe and secure. As a financial service provider, Promise is used to thinking about security. Promise uses industry standard security technology and practices to safeguard your account from any unauthorized access.

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  6. 網上申請表及遞交所需文件聲明. 本人現向邦民日本財務 (香港)有限公司 (以下簡稱「邦民」)借款,為表示本人有能力償還該借款及為促使邦民能提供該借款,本人現聲明申請表上的資料及所需遞交文件 (包括但不限於︰身份證證明文件、銀行戶口證明)均屬真確 ...

  7. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.