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  1. Bereavement. Sorting out HSBC accounts. We try to keep this as simple as possible but there are some processes that we must follow. Therefore, to help you understand what to expect, we have summarised what would probably happen for different types of product or service held with us.

  2. All you need to do is to visit one of our HSBC branches with the original or certified copy of Death Certificate of the deceased. For someone who died in Hong Kong, other than Death Certificate, we also accept Certificate of Order Authorizing Burial of Body or Certificate of Order Authorizing Cremation of Body as the proof of death.

  3. Probate is a general term to describe the process to apply for the legal right to deal with an estate. Probate is required for the handling of the estate of the deceased. However, Probate is not required where all the deceased’s assets are held jointly with another person and the assets pass automatically to the joint owner.

  4. First of all, you will need to get the Death Certificate. Together with the other additional supporting documents, we should be able to provide you with a list of bank accounts held in the name of the deceased with HSBC as at the date of death.

  5. Step 1 – Registering the death. When someone passes away the death must be registered. Step 2 – Notifying us and finding out banking relationship. Once you have registered the death you should notify HSBC and find out the deceased’s asset with us. Step 3 – Emergency needs. We can release funds from the estate to pay for the certain emergency needs.

  6. 一筆過現金賠償. 若受保人因意外而永久完全傷殘或死亡,現金賠償額最高可達港幣一百萬元;若意外涉及私家車或您不幸在乘搭付費公共或私人交通工具時遭逢車禍,現金賠償額則最高可達港幣二百萬元。 醫療費用. 我們提供每年高達港幣20,000元的醫療費用保障,協助受保人意外受傷後康復,當中包括門診及住院醫療開支賠償(門診最高賠償額為每次港幣150元)。 另亦提供跌打費用賠償,每次最高賠償額港幣100元,每年最高為港幣1,000元。 中國住院按金保證卡 [PDF] 若您於中國內地因意外導致受傷,您只須於國內超過250間指定醫院出示 「中國住院按金保證卡」,便可入院即時接受治療,毋須預先繳付住院按金。 有關詳情,請參閱保單內文。 管理保單. 網上管理保單.

  7. Key benefits. Keep your home protected. Get a cash lump sum to subsidise mortgage repayments if you pass away [@covermortgageofdeath]—this sum will decrease annually per policy terms and an assumed mortgage interest rate of 8% p.a. Flexible to your needs. Select the amount of insurance cover and the policy term that best fits your mortgage.