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  1. NCDs, aka No Claims Discounts, is a premium discount offered to policyholders for every year of driving claims-free. Originally known as No Claims Bonus (NCB), the name was subsequently changed to reflect its nature clearer - it does not give the policyholder any extra money, but rather reduces their premium the following year.

    • Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
    • 3113 1331