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  1. 邦民香港的優勢 - 值得信賴 邦民香港是日本三大的大型銀行集團之一:三井住友金融集團(SMFG)的集團成員。 作為集團的海外子公司,邦民日本財務(香港)有限公司貫徹集團的服務理念,致力提供適合的財務支援以及靈活的私人貸款方案,與客戶建立信賴關係,成為客戶理想的財務好幫手。

  2. 24小時會員專線. 瀏覽所有關於貸款申請﹑利息手續費﹑審批及過數﹑循環貸款及還款的常見問題,讓您了解更多,並解答您對申請私人貸款的疑問,助您立即處理現金週轉問題。.

  3. 經營業務以賺取利潤的東主/股東和出租物業以賺取租金的業主均須按標準稅率繳納利得稅及物業稅。 有關人士可透過選擇個人入息課稅,以申索寬減項目及按薪俸稅的累進稅率計算應繳稅款。 個人入息課稅免稅額計算. 個人免稅額計算其實與一般交稅計算大同小異,包括基本免稅額、已婚人士免稅額、子女免稅額、供養兄弟姊妹免稅額、供養父母 / 祖父母 / 外祖父母免稅額等。 不過上述提到以個人入息課稅作交稅計算方法,則有提供額外的免稅額計算,可扣減在有關課稅年度內的業務虧損,或物業租出的按揭貸款利息,不過需留意可扣除額不得超過該物業的應評稅淨值。 而以個人入息課稅作交稅計算方法,可以將其他收入抵銷其業務虧損,令交稅金額減少。 雖然免稅額計算相當複雜,但只要將免稅額計算得好,或會幫助您省下一筆!

    • Why You Cannot Overdue in Credit Card Payments?
    • Pay Additional Credit Card Interests and Handling Fees
    • Impact of Negative Credit History on Credit Scores
    • Impact on Your Personal Development and Life
    • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

    The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

    When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

    Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

    If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

    To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

  4. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  5. The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...

  6. 技術支援. 我們樂意為您提供協助!. 如您有進一步疑問,或未能在此找到相應解答,. 請致電客戶服務熱線 3199 1199 查詢或 按此 聯絡我們。. 想查詢私人貸款申請進度﹑審批結果及貸款過數情況?. 邦民日本財務解答你的問題!. 邦民做到利用轉數快,貸款即批即 ...

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    陳秀珠 李嘉誠