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  1. 大家投保醫療保險產品,例如自願醫保計劃時,經常聽到「無索償折扣」(No Claim Bonus / Discount,簡稱 NCB / NCD)。 那究竟是什麼? 投保人如何可以取得這些折扣或優惠,從而節省保費開支?

  2. Cigna presents five featured medical insurance plans for civil servants and non-civil servants employed by the Hong Kong Government and their family members with exclusive discount. These plans cater to your various needs, providing peace of mind along your

    • Reference Charges For Common Surgical Procedures in Hong Kong Private Hospital*
    • Hospital Insurance Coverage
    • Preparing For Your Hospital Stay
    • Cigna Care Manager: Support You All The Way

    While it’s hard to estimate the total on medical bills when sickness hits, we list out the costs of hospital admissions for some common surgical procedures for you to plan ahead. *Based on the average charges of twelve private hospitals in Hong Kong; Canossa Hospital, Hong Kong Adventist Hospital – Stubbs Road, Hong Kong Sanatorium Hospital, Matild...

    With a hospitalization insurance policy, one needs not to compromise quality healthcare out of financial concern as the plan helps lessen the burden of medical expenses. In general, a medical insurance policyholder should be entitled to - 1. Basic needs, from hospital room to surgery, specialist, intensive care, and private nursing fees etc. 2. Cas...

    Hospital stay can seem impersonal and intimidating. It's always a good idea to come prepared. Here’s what to do before to help relieve some anxiety. 1. Bring all the medicines you are currently taking. 2. Make sure your care team knows about any allergies to medications. 3. Avoid tobacco and alcohol for at least 24 hours before your procedure. 4. A...

    Staffed by passionate registered nurses possessing proven clinical experience of handling complex situations, our in-house Care Managers will offer everything from pre-treatment preparation to post-hospitalization care. 1. Pre-treatment: Care Manager’s professional advice, second medical opinion 2. During treatment: 1:1 Care Manager assistance, exp...

  3. Stay protected with Cigna Hong Kong's HealthFirst Elite Medical Insurance. It offers comprehensive worldwide medical insurance coverage with no lifetime limit and flexible options that's suited to your needs. Children enrolling with parents can enjoy 50%

  4. 1. 住院及手術保險. 以實報實銷的方式,賠償全部或部分受保人在住院及或復康期間所產生合理的醫療費用,例如住院費、醫生費、藥物費及手術開支等。 自2019 年推出自願醫保VHIS (Voluntary Health Insurance Scheme) ,住院及手術保障均為自願醫保保障的範疇。 2. 住院現金保險. 按受保人入住 私家醫院 或公立醫院的日數,提供額外現金保障,例如住院5日,計劃將提供每日高達港幣$2,000的住院現金保障,為受保人應付開支。 3. 癌症保險. 保障受保人接受 癌症 治療期間產生的醫療費用,包括診斷、治療到復康等。 4. 危疾保險. 一般的危疾保障主要涵蓋多達過百種嚴重疾病,包括癌症、 中風 及 心臟病 等。

  5. 虛擬銀行的優點. 虛擬銀行的風險. 八間已獲發牌照的虛擬銀行. 虛擬銀行 (virtual bank) 是什麼? 金管局發出的《虛擬銀行的認可》 中指出:虛擬銀行是主要透過互聯網或其他形式的電子傳送渠道,而非實體分行提供零售銀行服務的銀行。 所以即便是傳統銀行有網上理財,網上銀行及手機銀行應用程式等平台的,都不算是虛擬銀行。 由2019至今,金管局已發出八個 虛擬銀行(virtual bank) 的牌照,而八間 虛擬銀行 已全數開業。 虛擬銀行與傳統銀行的分別. 虛擬銀行最主要特點是把銀行服務電子化,並透過互聯網提供服務。 此外,虛擬銀行與傳統銀行在服務範圍、客戶群及戶口結餘要求也有不同的地方: 虛擬銀行的優點. 開戶及其他手續 方便快捷.

  6. 2017年11月16日 · 16 Nov 2017. Updated on: 17 Jan 2024. Healthy Travel Tips from LUXE. 3 Mins read. Author Cigna Team. Whether travelling on a business trip or taking a family vacation, organising your to-do-list in advance will save you from the stress of ending up feeling lost in a foreign land.

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