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This Guidance Note is issued pursuant to the Insurance Companies Ordinance (Cap. 41) (“ICO”) and the Insurance Core Principles, Standards, Guidance and Assessment Methodology (“ICP”) promulgated by the International Association of Insurance Supervisors (“IAIS”). Specific references are:
- Questions and Answers on 'Guidance Note on Underwriting Long Term ...
Q 1. A 1. Certain types of products are excluded from ...
- Questions and Answers on 'Guidance Note on Underwriting Long Term ...
Q 1. A 1. Certain types of products are excluded from the FNA requirements. However, there are requirements under GN16 (e.g. Section 7 on Suitability Assessment, Section 8 on Advice to Customers, Section 11 on Post-Sale Control etc) which require information about customers to be collected through the FNA process.
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What does GN 16 mean for long-term insurance?
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Do insurance companies need to collect information about customers under gn16?
GN 16 sets out high level principles on Fair Treatment of Customers in accordance with Insurance Core Principle 19 promulgated by the International Association of Insurance Supervisors. It shall come into effect as follows: . 1 April 2016 for new products; and. 1 January 2017 for new and existing policies of current products.
2016年1月5日 · In a move to champion better consumer protection in the insurance industry, on 30 July 2015, the Office of the Commissioner of Insurance (OCI) issued the new Guidance Note 16 on Underwriting Long-Term Insurance Business (“GN 16”) setting out high-level principles on the fair treatment of customers.
Guidance Note 16: on Underwriting Long-Term Insurance Business (Other Than Class C Business) - which sets out high-level principles on the fair treatment of customers in accordance with...
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2015年10月3日 · On 30 July 2015, the OCI issued the Guidance Note on Underwriting Long-Term Insurance Business (Other Than Class C Business) (the GN 16), which sets out high-level principles on the fair treatment of customers in accordance with Insurance Core Principle 19 (the ICP 19) promulgated by the International Association of Insurance Supervisors.
2015年9月2日 · This legal update briefly summarises the recent guidelines issued by the OCI and HKMA: OCI Guidance Note 16 on Underwriting Long Term Insurance Business ("GN16") and HKMA Circulars: (i) Selling of Life Insurance Products dated 4 August 2015 and (ii) Selling of Non-Linked Long Term Insurance Products dated 8 December 2014. Hong KongInsurance.
