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  1. The Hong Kong Mortgage Corporation Limited, established in March 1997, is wholly owned by the Hong Kong Special Administrative Region Government through the Exchange Fund.

  2. 香港按揭證券有限公司於 1997 年 3 月成立,是由香港特別行政區政府通過外匯基金全資擁有。The Hong Kong Mortgage Corporation Limited (the Corporation), established in March 1997, is wholly owned by the Hong Kong Special Administrative Region Government through the Exchange Fund.

  3. Composite Interest Rate. Please refer to the website of the Hong Kong Monetary Authority (www.hkma.gov.hk) for the latest composite interest rate.

  4. The Reverse Mortgage Programme is operated by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited (HKMC), which enables people aged 55 or above to use their residential properties in Hong Kong as

  5. The Hong Kong Mortgage Corporation Limited (Corporation) a company wholly owned by the Hong Kong Special Administrative Region Government through the Exchange Fund a public company limited by shares incorporated in 1997 in Hong Kong under the Companies Ordinance

  6. The major business activities of the HKMC are: To purchase portfolios of mortgages or loans secured on properties or other collateral situated in Hong Kong. To issue debt securities to investors.

  7. The Hong Kong Mortgage Corporation Limited (HKMC) has introduced a scheme for fixed-rate mortgages for 10, 15 and 20 years. It aims to provide an alternative financing option to homebuyers for mitigating their risks arising from interest rate volatility, thereby enhancing banking stability in the long run.

  8. The HKMCI provides mortgage insurance to enable buyers of the subsidised sale flats under the Home Ownership Scheme Secondary Market Scheme of the Hong Kong Housing Authority to apply for mortgage loans of up to 95% LTV ratio for Green Form

  9. The Hong Kong Mortgage Corporation Limited adheres strictly to its enquiries and complaints handling policy in handling all customer enquiries and complaints. Upon receipt of your enquiry / complaint, we will look into the matter and provide you with a response within 30 days of our receiving your enquiry / complaint if you have provided us ...

  10. The Hong Kong Mortgage Corporation Limited. Policy Reverse Mortgage Calculator. IMPORTANT: All information and figures generated by the calculator are for reference and illustration purposes only and should not be relied upon as an accurate indication of the actual amounts of payouts.

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