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- Is It Illegal to Modify A Vehicle in Hong Kong?
- How Do I Determine Whether The Modifications Are Legal?
- Can I Get Insurance Compensation For Modified Vehicles?
- Will Modified Vehicles Be Covered For Accidents?
- Contact Kwiksure For Best Motor Insurance
"Illegal modification of vehicles" is an offense that we often hear of, so many people have a false impression that modification of vehicles must be illegal. Nevertheless, according to Section 53 of the Road Traffic Ordinance of the laws of Hong Kong: "no person shall alter or cause or permit to be altered a motor vehicle or trailer so as to render...
If you want to ensure your alteration is legal, you don’t necessarily have to read the entire Road Traffic Ordinance. The Transport Department has uploaded a few documents to help car owners determine whether their modifications will be legal or not, of which two documents are particularly important:
Whether you can get insurance compensation for modified vehicles really depends on whether your alteration is legal. If it’s an illegal modification, under no circumstances will the insurer offer coverage. The insurer may even cancel your insurance policy, so you will have to bear all the damage and repair costs out of pocket. The police may also c...
To obtain insurance compensation for a modified vehicle, there are two premises: the first is that it should be a legal modification and the second is that the insurer should already be notified of the modification. One final point to note, in the event of an accident, the insurer will only assess the damages and reimbursement based on OEM parts. S...
With 20 years of experience and well-established partnership with over 60 local insurers, Kwiksureis a leading motor insurance brokerage that specializes in motor insurance, motorbike insurance (both third-party insurance and comprehensive insurance), travel insurance, and home insurance. Our team of experts has extensive sales experience and can t...
- Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
- 3113 1331
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Kwiksure is wholly owned and operated by Pacific Prime Insurance Brokers Limited, a Hong Kong-based insurance broker and registered member of the Insurance Authority (IA) of Hong Kong (Reg. No. FB1422). Kwiksure is a leading insurance broker that works with over 60 top insurers in Hong Kong and primarily offers Motor, Motorcycle, Domestic ...
- Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
- 3113 1331
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