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4 天前 · Invest101團隊爲大家整理並持續更新香港25間銀行2024年最新7日、1個月、3個月、6個月、1年港元定期存款利率,幫大家緊貼港元高息定期存款資訊。
定期存款的利息是以本金、年利率和存款期計算出來,計算方法為:本金 x 年利率 x 存款期 = 利息. 以本金HK$10萬,年利率2%,存款期1年為例,可得利息 = HK$10萬 x 2% x 1 = HK$2,000. 若存款期不是整數,則按比例計算,例如本金HK$10萬,年利率2%,存款期9個月,可得利息 = HK$10萬 x 2% x (9/12) = HK$1,500. 回到頁面 | 定存利息計算機. 港元定存|短期定期存款利率比較. 近期銀行多提供高息短期定存優惠吸納短線資金,定期存款時長由7日、一個月到3個月不定。
2024年11月1日 · 定期存款是一種由銀行提供的金融產品,通常以定期存款證書(Certificate of Deposit, CD)的形式呈現。 與常規儲蓄帳戶不同,定期存款有固定期限,也就是說資金在到期之前無法提取,但可以獲得較高的利率。
2024年11月1日 · The best 6-month HKD time deposit rate was Fubon Bank and Public Bank at 3.30%, with a minimum deposit requirement of HKD 500,000. The best 3-month HKD time deposit rate was Fubon Bank at 3.80%, with a minimum deposit requirement of HKD 1,000,000.
Exchange currencies and place them in a 1-week time deposit to enjoy up to 13.5% p.a. preferential interest rate via HSBC HK App, branch and phone banking. T&Cs apply. Currency conversion involves risk.
A time deposit is a bank account that gives account holders interest if they keep the money in the account for a fixed term. A certificate of deposit (CD) is one of these accounts. Compared to a regular savings account, time deposits pay a higher rate of interest.
Time Deposit & Savings Deposit Interest Rates. From 11 Nov 2024, we have adjusted HKD savings rate for account balance of HKD5,000 or above to 0.375% p.a.; USD savings rate for account balance of USD1,000 or above to 0.5% p.a., please refer to the notice for details.
Starting from 17 Jan 2023, Online Time Deposit will be auto-renewed at the preferential interest rate for existing funds. On maturity, if the currency, tenor or principal amount is not eligible for the preferential interest rate, board rate will be used as the auto-renewal interest rate.
Enjoy high interest returns by setting up Time Deposit with opening balance as low as HKD10,000. Set up online with new funds to enjoy preferential interest rates!
Find out the latest preferential Time Deposit offers for new funds, exclusive for HSBC Premier Elite customers. Contact us to learn more.