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  1. 為什麼選擇快而保?. 創立於 2000 年,快而保是香港首屈一指的汽車保險經紀,為你 比較全港逾 60 間保險公司 的三保及全保汽車保險報價,能夠因應你的預算、駕駛經驗、保障要求,挑選最適合你的汽車保險計劃,為你節省寶貴時間。. 汽車保險經驗. 24 年 ...

    • 香港九龍觀塘鴻圖道1號37樓15-20室
    • 3113 2112
  2. Established since 2000, our team of licensed insurance brokers industry leading customer service. Compare prices from top insurers in Hong Kong. Car insurance plans starting from $777 and up. Provide a variety of car insurance options, ensuring that you can get the coverage you need.

  3. 2024年9月12日 · 內地 電動車 品牌 比亞迪 BYD 不但愈來愈受港人歡迎,全球用家也相當受落。. 2023 年第四季比亞迪 BYD 的全球銷量更 力壓宿敵 Tesla,以破紀錄的 526,000 輛跑贏 Tesla 的 484,500 輛。. 今次快而保除了為大家詳細講解現正在港熱賣的 M6 及即將開賣的 Sealion 7 海獅外,亦 ...

    • 香港九龍觀塘鴻圖道1號37樓15-20室
    • 3113 2112
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  4. Founded in 2000, Kwiksure is a leading motor insurance broker in Hong Kong comparing third-party and comprehensive motor insurance plan quotes from over 60 insurers in Hong Kong.

    • Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
    • 3113 1331
    • Buying A Car Can Be Expensive - Be Smart
    • Hire Purchase
    • Pros and Cons of HP
    • Leasing
    • Pros and Cons of Leasing
    • Motor Insurance Regardless of Financial Option

    If you are like most people, paying cash to buy a new car just isn’t in the realm of possibility. And even if it's in the realm, you may not want to access and deplete your savings account to buy a new car, especially considering the high cost of buying a car in Hong Kong. According to a South China Morning Post article back in 2013, the best selli...

    This is a simple and straightforward type of car finance. You usually pay a deposit which is a fraction of the cost of the car, then you make fixed monthly payments over an agreed period before you get behind the wheel.

    Pros of hire purchase

    1. Flexible repayment terms (from one to five years) to help match your monthly budget – but the longer the term the more you’ll pay in interest. 2. Relatively low deposit required for HP (normally 10% of the car’s price). 3. Fixed interest rates so you know exactly what you’re paying every month for the length of the term.

    Cons of hire purchase

    1. You don’t own the car until you’ve made your final payment, which means if you get into financial difficulties the finance company could take it away. 2. You can’t sell or modify the car over the contract term without getting permission first. Only once you have completed the payment terms will the car be rightfully yours, to do as you wish. 3. It can be an expensive route if you only want a short-term agreement.

    Important advice for buyers

    1. When it comes to renewing the license fees, it is recommended that buyers should send a cheque and proof of valid car insuranceto your HP dealer or broker before the license expires. Normally at least two weeks ahead of the day of expiration will be enough. 1. In the worse case of total loss or theft of the car, the compensation amount will first pay to the dealer or broker of the HP agreement and then to the buyer. 1. For an insured car that was purchased under an HP agreement, the origin...

    With a lease, you do not own the car and are not paying it off. What you are simply doing is paying a monthly fee to a leasing company for the privilege of driving the car. You are effectively rentingthe car until you return it back to the dealer. If buyers want to go down this route, we have provided some pros and cons to consider below:

    Pros of leasing a car

    1. The payment agreement may feature lower monthly payments with little to no down payment required. 1. If you are covered by a manufacturer's warranty during the lease term, you can rest assured about receiving a hefty, unexpected repair bill. On the other hand, as the leaseholder, you are accountable for the maintenance and coverage of at least third party insurance which is required by Hong Kong legislation. 1. When the option to lease is available, as the buyer you are more likely to leas...

    Cons of leasing a car

    1. In the end, leasing usually costs you more than an equivalent loan, if only because you are always driving a rapidly depreciating asset. 1. If you don't maintain the vehicle, you'll have to pay excess wear-and-tear charges when you return the car. 1. Your agreement for leasing a car may be fixed for a period of time. So if you need to get out of a least before it expires, you may be hit with a heavy termination fee and/or penalty. Therefore it is imperative to fully read the terms and cond...

    If you did not know already, it is compulsory that you have insurance when buying or renting a car in Hong Kong. Drivers can choose to have either third party car insurance, where the insurance company will only cover the other car in an accident but not yours; or they can get the comprehensive car insurancewhich also covers your car and the other ...

    • Unit 15-20, 37/F, One Hung To Road, Kwun Tong, Kowloon, Hong Kong
    • 3113 1331
  5. 2024年8月30日 · 逾期續牌又應該如何處理? 今天的快而保專題,我們的專家會為你解答上述疑難。 延伸閱讀: 【驗車攻略】新車、二手車及續牌驗車費用、文件及流程. 【二手車買賣流程】車輛過戶手續、文件及注意事項. 【新手司機懶人包】買新車定二手車好 + 買車注意事項 2023. 2024 汽車牌費/續牌價錢費用. 私家車及客貨車牌費價錢是 根據引擎汽缸容量 而定,例如 1,500 cc - 2,500 cc;至於客貨車及電動車牌費價錢則是按車輛重量而定,超過特定重量就會加收牌費。 私家車(汽油)牌費價錢. 私家車(輕質柴油)牌費. 電動車牌費計算機. 車廠. 型號. 年期. 淨重量: 牌費: * 留意上述牌費數字僅供參考。

  6. Buying a car in Hong Kong is a major financial decision, which might affect multiple areas of your life. If you’re unsure about whether to buy a new or used car, we hope that the above infographic was useful and helped you make a decision.

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