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Log in your online member account to withdraw approved credit without additional application or approval. Promise provides you with a convenient online platform to withdraw your loan and apply for raising your credit limit anytime.
Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...
Promise low-interest debt consolidation loans help you out with a plan to clear all debts effectively, which allows you to consolidate your debts into one loan and clear your credit card bills in one go. With this loan, you'll be able to pay your credit card bills in advance at a lower monthly repayment amount and save on interest expenses.
Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.
Many people are confused with early repayment of instalment plan and credit card bill repayment. What are the myths among public towards credit card repayment? Let focus on 3 types of myths on credit card repayment. Credit Card Repayment Myths 1
Bank of China (Hong Kong) Online Banking * Bank of China (Hong Kong) users can settle the repayment via BOC (HK) online banking. When registering or settling the repayment, please select "bill payment" and "credit services", and enter your 8-digit membership number.
The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.
