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2024年6月27日 · An annuity table represents a method for determining the present value of an annuity. The annuity table contains a factor specific to the number of payments over which you expect to receive a series of equal payments and at a certain discount rate .
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2023年4月6日 · The purpose of the present value annuity tables is to make it possible to carry out annuity calculations without the use of a financial calculator. They provide the value now of 1 received at the end of each period for n periods at a discount rate of i%.
2013年11月21日 · 年金现值 (Present value of annuity) [编辑] 什么是年金现值. 年金现值 是指将在一定时期内按相同时间间隔在每期期末收入或支付的相等金额折算到第一期初的 现值 之和。 [编辑] 年金现值的计算. 年金现值是 年金终值 的逆计算。 计算公式： 年金现值因子:，是 普通年金 1元、 利率 为i、n期的年金现值，记作（P/A，i，n）。 推导过程： ……………………①. 将①式乘以（1+i），则: ………………………②. ②-①，则: (1 + i)P − P = A − A(1 + i) − n. P(1 + i − 1) = A[1 − (1 + i) − n] ∴. [编辑] 计算年金现值的举例. 普通年金现值 是指一定时期内每期期末收付款项 复利现值 之和。
- What Is An Annuity table?
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An annuity table is a tool for determining the present value of an annuity or other structured series of payments. Such a tool, used by accountants, actuaries, and other insurance personnel, takes into account how much money has been placed into an annuity and how long it has been there to determine how much money would be due to an annuity buyer o...
An annuity table provides a factor, based on time, and a discount rate(interest rate) by which an annuity payment can be multiplied to determine its present value. For example, an annuity table could be used to calculate the present value of an annuity that paid $10,000 a year for 15 years if the interest rate is expected to be 3%. Having $10,000 t...
Present Value of an Annuity Formulas
The formula for the present value of an ordinary annuity, as opposed to an annuity due, is as follows: P=PMT×1−(1+r)−nrwhere:P=Present value of an annuity streamPMT=Dollar amount of each annuity paymentr=Interest rate (also known as the discount rate)n=Number of periods in which payments will be made\begin{aligned}&\text{P} =\text{PMT}\times\frac{ 1 - (1 + r) ^ -n}{r}\\&\textbf{where:}\\&\text{P} = \text{Present value of an annuity stream}\\&\text{PMT} =\text{Dollar amount of each annuity pay...
Present Value of an Annuity Table
Rather than working through the formulas above, you could alternatively use an annuity table. An annuity table simplifies the math by automatically giving you a factor for the second half of the formula above. For example, the present value of an ordinary annuity table would give you one number (referred to as a factor) that is pre-calculated for the (1 - (1 + r) ^ - n) / r) portion of the formula. The factor is determined by the interest rate (r in the formula) and the number of periods in w...
An annuity table is a tool used mostly by accounting, insurance or other financial professionals to determine the present value of an annuity. It takes into account the amount of money that has been placed in the annuity and how long it's been sitting there, so as to decide the amount of money that should be paid out to an annuity buyer or annuitan...
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2024年9月3日 · The present value of an annuity is the current value of future payments from an annuity, given a specified rate of return, or discount rate. The higher the discount rate, the lower the present...
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2023年3月29日 · The present value of annuity table contains the factors used to determine an individual cash flow at one point in time. This can be done by discounting each cash flow back at a given rate by using various financial tools, including tables and calculators.
2024年3月27日 · Calculate the present value interest factor of an annuity (PVIFA) and create a table of PVIFA values. Create a printable compound interest table for the present value of an ordinary annuity or present value of an annuity due for payments of $1.
