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  1. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select.

  2. When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc.

  3. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Any doubt towards the loan application? Promise can help! Get a Personal Loan in only three steps. Apply online and get approved instantly. Learn more now!

  4. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Having technical troubles in managing your member accounts or applying for loans? Promise is here to help! Loan is transferred instantly upon approval!

  6. Apply with just your ID card and mobile number. Complete application, agreement signing, and fund transfer online and get your personal loan right away. Online Instant Approval ⦿. Promise loans are approved and transferred online instantly. No more waiting for your loan, so you can manage your finances flexibly!

  7. Promise provides you with different types of loan knowledge before making any loan applications! Civil Servant Loan Tips and Things to Note | Debunking Civil Servant Loan Myths. Clear up the myths and misunderstandings about civil servant loans, and wave away your financial worries!

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