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  1. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. New Applicant Hotline 3199 1199 24-hour Member Hotline 3199 1111 Latest Offers Welcome Offer ...

  2. If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.

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  4. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  5. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

  6. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. New Applicant Hotline 3199 1199 24-hour Member Hotline 3199 1111 Latest Offers Welcome Offer ...

  7. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. New Applicant Hotline 3199 1199

  8. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.