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  1. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  3. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.

  4. ATM Card The ATM card must be an individual Hong Kong currency account issued by a local bank that contain the name of applicant to be used for transaction arrangement (name of applicant and bank account should be clearly shown). For example, ATM card

  5. Tertiary Student Loan. Promise, Best Choice for Loans. No Supporting Documents Required. No Need to Show Up in Person * Apply Tertiary Student Loans online with just your ID card, mobile number and student card, application is easier than ever! Online Instant Approval ⦿. Faster Payment System (FPS) Instant Transfer ^

  6. In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

  7. Get a loan online without documents, subject to your circumstances. Apply online and get approved anytime. Learn more now! Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job

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