雅虎香港 搜尋

  1. Annuity 相關
    廣告
  1. IPA [əˈnjuːəti]

    n 名詞

    • 1. 年金 life or lifetime annuity 終身年金
    • 2. 年金保險
  2. Annuity - Wikipedia

    en.wikipedia.org/wiki/Annuity

    An annuity is a series of payments made at equal intervals.[1] Examples of annuities are regular deposits to a savings account, monthly home mortgage payments, monthly insurance payments and pension payments. Annuities can be classified by the ...

  3. Annuity Definition - Investopedia

    www.investopedia.com/ask/answers/12/what-is-an-annuity.asp
    • What Is An Annuity?
    • Understanding Annuities
    • Types of Annuities
    • Tax Treatment of Annuities

    An annuityis a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future.

    The goal of an annuity is to provide a steady stream of income, typically during retirement. Funds accrue on a tax-deferred basis and—like 401(k) contributions—can only be withdrawn without penalty after age 59½.1 Many aspects of an annuity can be tailored to the specific needs of the buyer. In addition to choosing between a lump-sum payment or a series of payments to the insurer, you can choose when you want to annuitize your contributions—that is, start receiving payments. An annuity that begins paying out immediately is referred to as an immediate annuity, while one that starts at a predetermined date in the future is called a deferred annuity. The duration of the disbursements can also vary. You can choose to receive payments for a specific period of time, such as 25 years, or for the rest of your life. Of course, securing a lifetime of payments can lower the amount of each check, but it helps ensure that you don't outlive your assets, which is one of the main selling points of...

    Annuities come in three main varieties: Fixed, variable, and indexed. Each type has its own level of risk and payout potential. Fixed annuities pay out a guaranteed amount. This type of annuity comes in two different styles—fixed immediate annuities, which pay a fixed rate right now, and fixed deferred annuities, which pay you later. The downside of this predictability is a relatively modest annual return, generally slightly higher than a certificate of deposit(CD) from a bank. Variable annuities provide an opportunity for a potentially higher return, accompanied by greater risk. In this case, you pick from a menu of mutual fundsthat go into your personal "sub-account." Here, your payments in retirement are based on the performance of investments in your sub-account. Indexed annuities fall somewhere in between when it comes to risk and potential reward. You receive a guaranteed minimum payout, although a portion of your return is tied to the performance of a market index, such as th...

    An important feature to consider with any annuity is its tax treatment. While the balance grows on a tax deferred basis, the disbursements you receive are subject to income tax.2 The funds you receive are taxed at your regular income tax rates. By contrast, mutual funds that you hold for over a year are taxed at the long-term capital gains rate, which is generally lower. Additionally, unlike a traditional 401(k) account, the money you contribute to an annuity doesn't reduce your taxable income. For this reason, experts often recommend that you consider buying an annuity only after you've contributed the maximum to your pre-tax retirement accounts for the year.

  4. 香港年金有限公司(「香港年金公司」)根據審慎商業原則運作,並致力確保高水平的企業管治,務求提升整體問責性、透明度及長遠的持續營運能力。香港年金公司將按不斷的實踐經驗、監管制度變化、國際市場動向與發展,繼續檢討企業管治架構並恰當地優化該等操作,務 ...

  5. HKMC Annuity Limited HKMCA

    www.hkmca.hk/eng

    HKMC Annuity Limited (HKMCA) operates on prudent commercial principles and is committed to ensuring a high standard of corporate governance to improve the overall accountability, transparency and long-term sustainability of its operations. The ...

  6. Annuity | BOC LIFE

    www.boclife.com.hk/en/category/annuity.html

    BOC Life Deferred Annuity (Fixed Term) Qualifying Deferred Annuity Policy. Enjoy 10 years Guaranteed Monthly Annuity Income upon 5 years premium payment. 15 years and 20 years policy term options to meet your needs. Multiple options of policy ...

  7. 其他人也問了

    How are annuities classified by frequency of payments?

    How does an annuity work and what does it mean?

    What are the different types of life annuities?

    How is the future value of an annuity calculated?

  8. EarlyIncome Annuity Plan | Insurance - HSBC HK

    www.hsbc.com.hk/insurance/products/life/early-income-annuity

    EarlyIncome Annuity Plan HSBC EarlyIncome Deferred Annuity Plan (Qualifying Deferred Annuity Policy Certified by the Insurance Authority*) Eligibility 10 20-year annuity period: 3-year premium payment period - life insured aged 35-75 To age 2 99 ...

  9. 保險業監管局 - Qualifying Deferred Annuity Policy

    ia.org.hk/tc/qualifying_deferred_annuity_policy/index.html

    背景 面對人口老化,政府建議向購買延期年金的納稅人,提供稅務扣除的優惠,以鼓勵市民為退休生活作自願性儲蓄。保險業監管局(保監局)受委託發出指引,訂明列為「合資格延期年金保單」(Qualifying Deferred Annuity Policy,簡稱「QDAP」)的條件。

    • (A) 合資格年金保費。
    • 什麼是合資格延期年金保單。合資格延期年金保單指符合以下說明的保單:(a) 根據該保單,年金領取人在年金期內可領取定期款項 及。(b) 該保單經保監局核證,符合保監局公布的指明準則。
    • 什麼是合資格年金保費。合資格年金保費是指為簽訂或續訂經保監局核證為合資格延期年金保單而須向保險人繳付的淨款額,但以關乎提供年金款項的淨款額為限。
    • 扣除資格。自 2019/20 課稅年度起,如你或你同住配偶根據合資格延期年金保單,以保單持有人身分為年金領取人可領取的年金款項繳付合資格年金保費,可申請有關扣除。
  10. The amendment ordinance provides tax deductions for qualifying annuity premiums and tax deductible MPF voluntary contributions (TVC) under salaries tax and personal assessment. The deductions are applicable to a year of assessment commencing on ...

  11. 延期年金保險比較 - 10Life

    www.10life.com/products?locale=zh-TW&category=retirement...

    延期年金產品通常分為供款期、累積期及收入期。一般來說,投保人處於財富累積階段,於指定時期付款,累積一段時間後,於指定時期獲派年金收入。為鼓勵市民及早為退休準備,消費者投保符合指定要求的合資格延期年金( Qualifying Deferred Annuity Policy ,簡稱 ...

  12. 其他人也搜尋了
    • How To Calculate The Present Value of an Annuity
      youtube.com
    • How To Calculate The Future Value of an Ordinary Annuity
      youtube.com
    • Fixed Annuity vs Fixed Index Annuity: Which is Better?
      youtube.com
    • Ordinary Annuity vs Annuity Due
      youtube.com
  1. Annuity 相關
    廣告