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  1. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  2. 生活需要靈活,邦民貸款適用於大專學生,助大學生渡過一時難關。 梁先生 20歲,大專生 有關大專學生貸款的資訊,最初是從中學的師兄口中得知。他分享自己中學至大學的心路歷程,當中一句令我頗有印象,他說「現實生活是殘酷的,以往在中學不愁衣食,到做大學生時就發現樣樣都是錢。

  3. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  4. 特選會員優惠. 為感謝您一直以來的支持,邦民現賞您尊貴的特選會員優惠。. 您只需於2024年4月30日或之前成功提取貸款,便可獲取高達港幣$10,000現金獎賞 。. 特選會員須按照本條款及細則成功提取指定貸款金額,方獲取相應之現金獎賞,如下表所示。. 優惠 ...

  5. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  6. 只適合欠債額較少人士. 申請時間雖比債務重組短,但一般仍需2個月以上. 申請人或難以向銀行申請新的信用卡. 不過,「債務重組」和「債務舒緩」都需經過債權人同意才能進行。. 申請人於啟動「債務重組」程序前,更必須先獲得相等於欠款額75%的債權人同意 ...

  7. 8大最常見借貸原因. 隨著現時更多「網上即批貸款」、「免入息審查貸款」、「快捷小額貸款」推出,很多人對申請貸款或借錢已經比以往更開明,尤其是在突然需要大量現金或進行大額購買時,都會選擇申請貸款以減緩財政壓力。. 其實只要正確利用借貸並 ...