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  1. 失業人士需證明至今失業超過兩個月並持有於2020年1月至2022年2月期間至少三個月的就業證明. 自僱人士自由工作者兼職或臨時工同樣要提供失業證明證明已失去主要收入來源。 所需文件: 香港身份證副本; 最近 3 個月的住址證明副本; 至少三個月前的就業和主要經常收入的文件證明. 在申請貸款期間已失業或無業及失去主要經常收入至少兩個月的聲明及證明(可使用離職證明、顯示你沒有薪金收入的月結單或強積金賬戶記錄等) 現金出糧﹑Freelancer﹑兼職散工等人士申請失業貸款時,應注意的事項. 社會各行各業均受疫情打擊,例如運輸物流、建築、飲食、健身、美容、旅遊及酒店等,不少人被解僱頓變失業人士。

  2. The maximum loan amount is 9 times the average monthly income of the applicant before unemployed or jobless, with the limit of HK$100,000. The annual percentage rate is only 1%, with maximum repayment period extended from 6 years to 10 years.

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  4. 李先生是一位兼職送貨員在近期持續低迷的股市中連環投資失利。 甚至連基本的開支都負擔不起,又不敢跟親人坦白借錢,唯有向財務公司借錢周轉。 為了應急,他嘗試經二線及三線財務公司以電話借錢周轉,這次他會與我們分享自己的親身經驗。 據李先生所說,他當初急於周轉並擔心自己未能符合貸款要求,若向銀行或一線財務公司借錢,未必能及時獲得快速的貸款批核。 剛巧於網上看到一則小型財務公司的「電話數即批」廣告,以免信貸報告﹑電話數無需見面﹑可即批為賣點,借錢過程只需身份證及電話,即批即過數,連合約也不用簽。 李先生表示這間三線財務公司亦對借款人的背景審查較寬鬆,不要求申請者遞交證明文件,正正讓以打散工和兼職為生﹑主要以現金出糧的他免卻了煩惱。

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  7. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

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