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  1. Promise, Best Choice for Loans. No Supporting Documents Required. No Need to Show Up in Person * Apply Tertiary Student Loans online with just your ID card, mobile number and student card, application is easier than ever! Online Instant Approval ⦿. Faster Payment System (FPS) Instant Transfer ^

  2. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  3. 2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  4. 網上私人貸款即時批核! 申請貸款只需身份證及手提 電話# ,借錢更方便。 了解更多. 即批私人貸款. 低息結餘轉戶貸款. 大專學生貸款. 自僱人士免文件貸款. 「急轉錢」小額貸款. 循環貸款. 立即申請. 網上特快私人貸款即時批核,申請手續簡易,特快批核,貸款現金即時過數。 網上隨時隨地特快申請借錢,易借易還,立即了解更多。

  5. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  6. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  7. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.