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2018年8月31日 · 31 August 2018 Our Company has received numerous complaints from customers concerning fraudulent impersonation of our current or former staff and agents, to promote credit products. Fraudsters even use intimidate means to force bankruptcy or immediate loan ...
The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.
The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.
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Normally, a typical loan process involves the application, approval, and fund transfer which are one-time procedure. Every time when you apply for re-finance, you need to reapply and resubmit documents, which is time-consuming and inflexible for your urgent needs. Revolving loans exempt you from all these complicated procedures. Credit limit is res...
Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount in full or in part according to your abilit...
General personal loans are approved manually in typical finance institutions. It may take around 10 working days or more from the application to transfer, which is a pressing matter to the borrower. You may apply Promise revolving loan online or via the member hotline without additional application procedures. It is more convenient than typical per...
Convenience is vital for personal loans. Promise's revolving loan service transfers funds to your bank account 24 hours a daywithout limitation by time and working days. Your urgent needs are easily resolved. Promise's revolving loan is a quicker and easier solution, which addresses your financial emergency in different situations and enables you t...
Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.
2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.
The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.
