為何個人信貸評級會對生活造成極大的影響?當您需要申請信用卡、貸款、按揭,甚至移民時,個人信貸評級較差的申請人或許有更大的機會被拒絕;還有良好的信貸評級或會有助申請人爭取更優惠的貸款利率;加上銀行亦會參考您的信貸評分以決定按揭貸款額。
When you are going to apply for a credit card, loan, mortgage, or even immigration, applicants with a poor Personal Credit Rating may more likely be rejected. A good Credit Rating may help the applicants to obtain a lower interest rate. Some banks may also ...