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  1. Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank

  2. Promise is your first-choice lender. Annual percentage rate (APR) as low as 1.12%. Low interest loan to ease your burden. Apply Online Now. Promise – Easy Loan, Easy Pay! As a money lender providing online low interest loans, we are here to help meeting your financial needs. Welcome Offer Rewards up to HK$10,000 cash.

  3. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  4. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  5. 如果您需供養55歲或以上父母或祖父母,則可享有父母或祖父母免稅額,只需在稅務計算機中輸入供養父母或祖父母的數目,55歲或以上但未滿60歲的免稅額為$25,000,而60歲或以上免稅額的為$50,000。 居所貸款利息扣除. 如果您正在還款住屋貸款亦可扣除居所貸款利息,只需在稅務計算機中「居所貸款利息」欄位輸入實際金額即可享有相關免稅額,不過需符合有關資格,詳情請參閱稅務局網頁。 長期儲蓄計劃/強積金等. 除了強制性供款的強積金外,市面上合資格年金及醫療保險等保費,亦可以享有免稅待遇,只需在稅務計算機相關欄位輸入正確金額,即可計算有關免稅優惠。 另外亦有其他免稅額未能盡錄,詳情可參考政府的交稅計算機了解更多。 報薪俸稅及交稅方法Q&A.

  6. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  7. You can apply for Promise's "Emergency Loan" online, sign the contract and get your loan transferred easily any day of the week. Application procedure is simple and quick as income proof is not required, allowing a speedy approval §. "Emergency Loan" is suitable for customers who have short-term financial needs.