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  1. www.promise.com.hk › news最新動態 | 邦民日本財務 - Promise

    2023年9月1日 · 為提供更完善的服務，本公司將於2021月11月28日凌晨2時至2時30分(香港時間)進行網絡提升，屆時以下服務將會暫停，有關暫停服務的詳情如下︰ 本公司網站

  2. www.promise.com.hk › en › newsLatest News | Promise HK

    2023年9月1日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

  3. www.promise.com.hk › csr可持續發展 | 邦民日本財務 - Promise

    對於獲得「家庭友善僱主獎勵計劃」獎項，我們感到非常榮幸，同時亦會繼續努力，採納以僱員為本的良好人事管理方法。. 邦民日本財務 (香港)有限公司致力實踐可持續發展，為社區服務共建更美好的香港。.

  4. www.promise.com.hk › knowledge-on-personal-loan › check-out失業貸款條件逐個數｜失業無業人士借錢｜邦民財務助你一臂之力 - ...

    一文睇清申請失業貸款條件. 更新日期 2022.04.22. 新冠疫情重創香港經濟，令失業率節節攀升。. 政府為紓緩失業及無業人士面臨的財政壓力，再次推出「百分百擔保個人特惠貸款計劃」（失業貸款），讓失業及無業者借錢解決燃眉之急。. 不過，是不是只要失業或 ...

  5. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

    • Why You Cannot Overdue in Credit Card Payments?
    • Pay Additional Credit Card Interests and Handling Fees
    • Impact of Negative Credit History on Credit Scores
    • Impact on Your Personal Development and Life
    • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

    The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

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    When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

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    Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

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    If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

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    To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

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  6. www.promise.com.hk › product › tertiary-student-loan適用於大專學生貸款計劃 24小時初步批核 | 邦民日本財務

    除此之外，入住學生宿舍後的開支同樣令我失去預算。. 一心以為可以獲得學生宿舍的津貼，最後卻預期落空，吃飯洗衣等以往理所當然的基本生活支出都變成負擔，還未計與同房攤分的生活費用……種種財政壓力早已令我喘不過氣來，豈料突如其來的疫情令 ...

  7. www.promise.com.hk › en › csrSustainability | Promise HK

    Promise has been dedicated our professional service to helping Hong Kong people with their financial needs since 1992. Aside from our daily business, we also actively work with other communities in Hong Kong through various activities planning to achieve sustainability under ESG framework. We are dedicated to promoting environmental protection ...