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  2. www.promise.com.hk › en › about-usInformation | Promise HK

    2023年12月1日 · About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  3. www.promise.com.hk › en › why-promiseAbout Promise | Promise HK

    Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  4. www.promise.com.hk › why-promise關於邦民 | 香港財務公司 私人貸款首選 | 邦民日本財務 - Promise

    關於邦民香港. 傳承專業知識 以客戶至上為原則. 邦民香港是日本消費者金融行業之其中最具規模之一的 SMBC Consumer Finance （下稱SMBCCF）的100%全資子公司。 邦民香港傳承了SMBCCF在日本財務行業多年關於授信管理、債權管理、營運管理和市場管理等各方面的知識及經驗。 邦民日本財務（香港）有限公司自1992年開始營業至今，於香港私人財務公司市場發展多年，為廣大市民提供方便稱心的貸款服務，同時公司亦重視員工的培訓，並致力拓展多元化的貸款業務網絡，為香港市民提供靈活的私人貸款方案，解決現金周轉需要。

  5. www.promise.com.hk › product私人貸款服務 | 對應各款周轉需要 | 邦民日本財務 - Promise

    3199 1199. 24小時會員專線. 提供不同特快即批私人貸款，靈活應付不同財務需要，助您解決現金周轉問題。 邦民的貸款服務，可網上完成申請手續，全程無需現身，立即了解更多！

  6. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

    • What Is Tax Loan?
    • Tax Loan Strategy – The Selling Points of Tax Loan in HK
    • Tax Loan Strategy – Comparison of Different Tax Loans
    • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
    • Tax Loan Strategy – Bank vs Money Lenders
    • Note 1: Approval Time
    • Note 2: Supporting Documents
    • Note 3: Repayment Period
    • Tax Loan Strategy – Promise's Low-Interest Personal Loan
    • How to Apply Tax Loan at Promise?

    Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

    在「promise.com.hk」查看更多資訊

    Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

    在「promise.com.hk」查看更多資訊

    What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

    在「promise.com.hk」查看更多資訊

    As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

    在「promise.com.hk」查看更多資訊

    Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

    在「promise.com.hk」查看更多資訊

    As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

    在「promise.com.hk」查看更多資訊

    Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

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    As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

    在「promise.com.hk」查看更多資訊

    Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

    在「promise.com.hk」查看更多資訊

    Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

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  7. www.promise.com.hk › en › productLoan Products | For Different Needs | Promise HK

    Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now.

  8. www.promise.com.hk › en › productNo-doc Loans for Self Employed Persons | Promise HK

    Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

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