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Tax loan mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan is the lower interest rates in comparison with other personal loans. Therefore...

What criteria should be used for choosing the best tax loan? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

Before applying a tax loan, you should calculate the loan amount carefully and consider whether the repayment amount and period are affordable. When comparing different tax loans, it is important for you to check whether the repayment terms offered by different lending companies match with your repayment capability or not.

As some of the banks may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware if there are any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

Many people who are applying tax loans may struggle between the offers from banks and private financial companies. 3 main differences between banks and private financial companies have been listed as follows for you to check out before applying tax loans:

As tax loan application is relatively high during tax season, while banks are closed during bank holidays, the processing time for banks may last for one week or more, which may not be suitable for people who have an urgent need of cash flow or paying tax by cash. While various private financial companies features express approval. Taking Promise a...

Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. O...

As tax loan is a low-interest loan product, the repayment period offered by banks may mainly varies from 12 to 24 months only. While private financial companies may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

Based on the results of above tax loan strategy comparison, private financial companies may provide personal loans with more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your emergency cash flow needs. P...