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  1. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  2. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  3. Promise is your first-choice lender. Annual percentage rate (APR) as low as 1.12%. Low interest loan to ease your burden. Apply Online Now. Promise – Easy Loan, Easy Pay! As a money lender providing online low interest loans, we are here to help meeting your financial needs. Welcome Offer Rewards up to HK$10,000 cash.

  4. Technical Support. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Manage your member account by simply logging in now. The loan is transferred online instantly upon approval.

  5. It is more cost-saving than products that calculate interest on a monthly rate basis. Promise also offers products with APR as low as 1.12%. You may also calculate the repayment amount and period using the loan calculator as a reference when you are considering the full cost of borrowing money. 3. Fee.

  6. ATM Card The ATM card must be an individual Hong Kong currency account issued by a local bank that contain the name of applicant to be used for transaction arrangement (name of applicant and bank account should be clearly shown). For example, ATM card

  7. Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate. By simply putting in the loan amount and repayment period before loan applications, the estimated monthly repayment and interest amount can be told.

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